One of the purposes for which the corporation was organized was to improve, through cooperative efforts, employment and business opportunities for residents of distressed and under-served communities throughout the State of Texas. Frequently, TMF collaborates with shareholder institutions, value-added bankers, SBA lenders, and local Community Development Financial Institutions (“CDFIs”) to leverage its economic development impact. Since 1999, TMF has funded over $117.6 million in loans, leveraged an additional $341.7 million from banks and other lenders, providing a total of over $459.3 million in new capital to Texas businesses and communities. TMF has been successful in developing relationships with financial institutions in a non-competitive manner. Collaborations provide subordinated debt, increase the threshold of the size of businesses that can be assisted, and improve employment and business opportunities for residents of distressed and under-served communities.